𝗧𝗵𝗲 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗼𝗳 𝗵𝗮𝘃𝗶𝗻𝗴 𝗮 𝘁𝗮𝗶𝗹𝗼𝗿𝗲𝗱 𝗥𝗶𝘀𝗸 & 𝗖𝗼𝗺𝗽𝗹𝗶𝗮𝗻𝗰𝗲 𝗠𝗮𝗻𝘂𝗮𝗹 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀

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  • 𝗧𝗵𝗲 𝗯𝗲𝗻𝗲𝗳𝗶𝘁𝘀 𝗼𝗳 𝗵𝗮𝘃𝗶𝗻𝗴 𝗮 𝘁𝗮𝗶𝗹𝗼𝗿𝗲𝗱 𝗥𝗶𝘀𝗸 & 𝗖𝗼𝗺𝗽𝗹𝗶𝗮𝗻𝗰𝗲 𝗠𝗮𝗻𝘂𝗮𝗹 𝗳𝗼𝗿 𝘆𝗼𝘂𝗿 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀

One of the compliance services that I provide is a fit-for-purpose & tailored risk & compliance manual

All Manuals are personally designed by myself.

𝙏𝙝𝙚 𝙗𝙚𝙣𝙚𝙛𝙞𝙩𝙨

– governance, risk & compliance is maintained in a single place (~30-40 pages)
– documented evidence of your arrangements that can be easily shared with others. This is particularly useful for CPS 230 & FAR when dealing with APRA regulated insurers
– the manual is an accessible, learning tool for your staff
– at a glance you can view your key controls
– the manual provides you with an operating rhythm for risk & compliance

𝙏𝙝𝙚 𝙛𝙚𝙖𝙩𝙪𝙧𝙚𝙨

– your manual is crafted based on what you do. If you are a Licensee, Auth Rep, Code subscriber, Lloyds coverholder etc your manual talks about the uniqueness of your business based upon the nature & scope of what you do & how you do it

– the manual is a source of staff training. Written in plain english, the manual provides easy-to-understand & concise guidance. Sources of law, Code & regulatory guidance are included as footnotes for when you need to know a little bit more. If something does not apply to your business, its not included. This reduces complexity, uncertainty & confusion.

– the manual includes the context for each obligation & incorporates your key controls. This joins the dots for your people, key stakeholders & partners in understanding how your control environment manages your obligations.

– the manual provides an operating rhythm for:

a) governance including oversight by your board/senior management & your risk & compliance committee;

b) roles & responsibilities

c) risk management process

d) licence management

e) control testing

f) monitoring of your people, Auth Reps & material servcie providers

g) incident management & breach reporting

h) dealing with regulatory change.

– the Manual reflects your business. Its branded with your Corporate logo & colours, it talks about your AFS Licence or your Auth Rep scope, your AFCA responsibilities, your obligations under Code, your obligations as a member of a group network or industry body

If you are a Steadfast broker & use CCX 360, the manual includes that.

If you are a Lloyds coverholder, the manual includes Lloyds market bulletins

If you have a binder, the manual includes your key binder obligations.

If you are a material service provider, the manual assists in managing the expectations of your partners.

𝘼𝙨𝙨𝙪𝙧𝙖𝙣𝙘𝙚

Importantly, your Risk & Compliance Manual provides assurance of the adequacy of your compliance arrangements to your key stakeholders

The Manual clearly shows: the sources of your obligations =>your obligations => your key controls.

If you are interested in understanding how a tailored, fit-for-purpose Risk & Compliance Manual can benefit your business, contact me.